Even though self-employed photojournalist Jenny Enderby has only contributed small sums to her KiwiSaver over the last 10 years, it’s added up to an amount that’s bound to come in handy when she retires next year.

While home ownership felt out of reach for Taranaki couple Nick and Vanessa Clancy, it was made possible with the KiwiSaver first home withdrawal.

Nine years after starting her KiwiSaver, recent retiree Janet McFadden is enjoying the retirement lifestyle she always wanted.

Since turning 65, Waikanae couple Peter and Janette Dorward have had the best of both worlds. They’ve kept working and contributing to KiwiSaver, but they’ve also been able to withdraw from their KiwiSaver savings to pay for travel and a few extra luxuries.

Here’s how Aucklander Judy Fletcher has found a clever way to use KiwiSaver to build a first-home deposit for her daughter.